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Half-price down payments
Save 50% on your down payment on selected nearly-new Uber Comfort-eligible
EVs with our Rent to Buy plan. Ends 13 February - while stocks last.
Why Otto Car?
Trusted by over 20,000 drivers across the UK for a wide selection of reliable cars and lasting value - with all-inclusive plans, tailored offers, expert support, and fair, honest pricing for total peace of mind.
All-in-one plan
Insurance, servicing, PHV licensing, breakdown cover, HD Dashcam, and more - all included so you can focus on earning with complete safety and peace of mind.
No credit checks
We believe everyone deserves a fair start - so we don’t run credit checks to hold you back. Instead, we focus on supporting you to reach your goals.
Flexibility that fits your life
We know life can change - that’s why we offer flexible minimum terms to suit your needs and up to 8 weeks of payment breaks.
Low admin fees, no hidden costs
We keep our upfront and ongoing costs simple and fair - helping you keep more of what you earn, while backing you with the support you need to succeed.
Pick your perfect plan
Our plans
Flexible options
To help you get on the road quickly and affordably.
Tailored options to suit you
Whether you’re just starting out or are an experienced driver.
Your choice to rent or own
Choose between rental or ownership in London and surrounding counties, and ownership across the rest of England and Wales.
Support for every journey
Short-term or long-term, with the flexibility and backing you need to succeed.
Rent to Buy
Available across England & Wales
No credit checks
Minimum 6-month contract
All-in-one package including insurance, breakdown cover, servicing, MOT, road tax, and PHV licence (reimbursed for drivers outside of London).
Up to 8 weeks of holiday payment breaks
PCO Car Hire
Available in Greater London only
No credit checks
Minimum 4-week contract
All-in-one package including insurance, breakdown cover, servicing, MOT, road tax, and PHV licence.
TfL-approved HD Dashcam at no extra cost
Driver-approved favourites
8
PCO Car HireRent to Buy
KIA NIRO 2 EV
Used
BLUE
From 98k miles
Insured
From £199 per week
See similar options
9
PCO Car HireRent to Buy
Skoda Enyaq iV 60 Suite
Used
BLACK
From 53k miles
Insured
From £199 per week
See similar options
What's Rent to Buy?
Looking to get on the road to car ownership? Our Rent to Buy plan gives you a stress-free way to own your car with one simple weekly payment that includes insurance, servicing, breakdown cover, and more.
What's PCO Car Hire?
Ready to start earning quickly with a flexible plan? Our PCO Car plans option offers a 4-week minimum term, with servicing, breakdown cover, and more included - plus optional insurance - all in one simple weekly payment. Available in Greater London and the South East.
What our drivers say
People do business with people they like and every time I've come in to the Otto Car Team, they've always been approachable, friendly, and easy to work with.
Charlie
Rent to Buy driver
I'd recommend AfterCare to other drivers, as it's less stress and hassle - it's good because I don't have to pay big money every week.
Raymond
AfterCare driver
When I first came to Otto Car, I had little hope and was going through a very difficult time - but they gave me a fresh start without a credit check. I’m truly grateful for everything.
Solomon
Rent to Buy driver
Having a flexible rental plan with Otto Car has helped me to succeed in my job as a PCO driver.
Daniele
PCO Car Hire driver
I’m very happy with my plan. The customer service is pleasant, easy to work with, and the plan is really nice. Otto Car is approachable, has a better range of vehicles, and the prices of course.
Ilona
Rent to Buy driver
Frequently Asked Questions
What is the £99 car reservation fee and what does it cover?
The £99 reservation fee secures your chosen car exclusively for 48 hours, so no one else can reserve it while you complete your order.
By reserving online, you lock in the car’s plan, mileage, condition, and price, giving you time to finish the process without any changes or pressure. The rest of your order can then be completed quickly and smoothly.
This reservation option is available online only.
Is the £99 reservation fee part of my down payment for Rent to Buy?
Yes. The £99 reservation fee is not an extra cost - it is deducted from your overall down payment.
For example, if your standard down payment is £250 and you’ve already paid the £99 reservation fee online, you’ll only need to pay the remaining £151 when you sign your contract.
Is the £99 reservation fee part of my deposit for PCO Car Hire?
Yes. The £99 reservation fee is not an extra cost - it is deducted from your overall deposit.
For example, if your standard deposit is £200 and you’ve already paid the £99 reservation fee online, you’ll only need to pay the remaining £101 when you sign your contract.
When and how do I pay the reservation fee?
The £99 reservation fee is paid online during checkout on our website. To reserve a car, simply browse our ‘Find a car’ section, choose the car you want, and click the ‘Reserve for £99’ button.
You’ll then be guided through selecting your plan, confirming your car, and paying the reservation fee. At checkout, you’ll also be able to see your remaining balance of your down payment or deposit.
You'll then receive guidance on how to complete your application on the Otto" class="text-secondary underline" target="_blank" rel="noopener noreferrer">https://myaccount.ottocar.co.uk/">Otto Car - Driver Portal.
When do I pay the rest of my down payment or deposit?
You’ll pay the remaining balance of your down payment or deposit over the phone when our Sales Team contacts you to arrange collection or delivery.
Is the £99 reservation fee refundable?
Yes. The £99 reservation fee is refundable if you cancel your order within 7 days of paying the reservation fee or before your application has been approved.
A full refund will also be issued if your application cannot be approved following our checks, or if the required documents aren’t provided within the specified timeframes.
If you cancel after 7 days or your application has already been approved, the reservation fee is non-refundable.
If you experience any issues when paying the reservation fee, please contact our Telesales Team on 0203 995 1316 and they’ll be happy to help.
What happens after I’ve paid the reservation fee?
Once you’ve paid the £99 reservation fee, you’ll be directed to the Otto" class="text-secondary underline" target="_blank" rel="noopener noreferrer">https://myaccount.ottocar.co.uk/">Otto Car - Driver Portal. Here, you’ll upload the documents required to complete your application.
After your application is submitted, our team will review it. We aim to get back to you within 2 working days, although this may take slightly longer as all applications are reviewed by real people.
You can track the status of your application in the Otto" class="text-secondary underline" target="_blank" rel="noopener noreferrer">https://myaccount.ottocar.co.uk/">Otto Car - Driver Portal at any time, or contact us if you have questions.
Once your application is approved, a member of our Sales Team will contact you to arrange the collection or delivery of your car, and collect the remaining balance of your down payment or deposit.
Does paying the reservation fee guarantee the car or that I will be accepted?
Paying the reservation fee reserves your car for 48 hours but it does not guarantee acceptance or confirm your application.
All drivers must still meet our eligibility criteria and complete the application process via the Otto" class="text-secondary underline" target="_blank" rel="noopener noreferrer">https://myaccount.ottocar.co.uk/">Otto Car - Driver Portal. We recommend reviewing the eligibility requirements before paying the reservation fee to avoid disappointment.
What happens if I cancel or don’t collect the car?
If you cancel your order within 7 days of paying the £99 reservation fee, a full refund will be issued within 3-5 business days. You’ll receive an email confirmation once the refund has been processed.
If you cancel your order or fail to collect or receive delivery of your car after 7 days, the £99 reservation fee is non-refundable.
Who do I contact if I have questions or payment issues?
For any questions about your reservation, application status, refunds, or payments, please contact our Enquiries Team on 020 8740 7444 or check the Otto" class="text-secondary underline" target="_blank" rel="noopener noreferrer">https://myaccount.ottocar.co.uk/">Otto Car - Driver Portal, where you’ll find the most up-to-date information.
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